Financing
A new system for a monthly payment.
A new AC costs thousands. A monthly payment makes it easier to plan for. Move the slider to see what a system could cost per month.
New system from $78/month

Payment calculator
See your monthly payment
Move the slider to your system’s price and pick a term. Financing is through Hill Country Home Credit (sample lender).
What you can finance
- New AC systems
- Heat pumps
- Furnaces
- Ductwork
- Air purifiers and dehumidifiers
Estimated payment
$126/month
9.99% APR for 120 months, $0 down, with approved credit from Hill Country Home Credit.
Example only, not an offer of credit. Financing is provided by Hill Country Home Credit, subject to credit approval. Not all applicants qualify, and rates and terms depend on credit history. Example: $5,900.00 financed at 9.99% APR for 120 months with $0 down is 120 monthly payments of $77.94, a total of $9,352.80. Pecan Ridge Heating & Air is not the lender. Hill Country Home Credit is a sample lender name for this concept site.
How it works
Three steps, no pressure
- 1
Pick your system
We give you three options, each with its price and monthly payment.
- 2
Apply in minutes
A short online form. Most people get an answer the same day.
- 3
We install, you pay monthly
Your first payment is due about 30 days after install.
FAQ
Financing questions
Will checking my rate hurt my credit?
With most lenders, checking your rate is a soft credit check and doesn’t affect your score. A full application may be a hard check. We’ll tell you which before you apply.
Can I pay it off early?
Yes. There’s no penalty for paying early.
Do you finance repairs?
Yes, for repairs over $1,000.
Ready for a new system?
Get a free in-home quote with three options and the monthly payment for each.
- Same-day AC repair, or the service call is free.
- Price in writing before any work.
- Licensed and insured, TACLA00000000C.